"Our success is not because of the coverage we offer. It's because of the people who write the policies."


We are currently writing the following products on an Admitted and Non-Admitted basis:

  • Dwelling Fire
  • Builders Risk
  • Homeowner
  • Mobile / Manufactured Home
  • Secondary Rentals
  • Flood & Earthquake – optional
  • Vacant Program- Personal & Commercial available

King offers two very competitive and comprehensive products for your Mobile Home and Manufactured housing needs. Both programs are direct bill and available through our single sign on process.

Mobile/Manufactured Home

A Admitted – Direct Bill

TERRITORY

  • California and Arizona

SERVICE

  • Online rater / direct bill
  • Payment plan available
  • Commission 15% new, 15% renewal

GUIDELINES:

  • $20,000-$300,000 limits available
  • 120% Extended Replacement
  • Liability up to $500,000
  • Seasonal with Occasional Rental
  • Rental Program Up to $200,000
  • Vacant Program DP1 –  VMM included

OPTIONAL COVERAGES:

  • Builder’s Risk –  (COC)
  • Sewer Backup
  • Flood Coverage
  • Earthquake

American Reliable Homeowner and Dwelling Fire program are also available for California. Both programs are direct bill and available through SSO portal and the iReli Rater.

American Reliable HO3 – Admitted

TERRITORY

  • California Only

SERVICE:

  • Competitive Commission
  • Direct Bill Credit card & EFT
  • Paper application no longer needed
  • iReli rater – real time rates

GUIDELINES:

  • Limits of $75,000 to $1.5M
  • LLC/Partnership ok
  • Older homes 1850 and Newer
  • Losses OK – prior submit 2 or more
  • Protection class 1 – 10
  • Wildfire Hazard score higher than 6 ineligible

OPTIONAL COVERAGES:

  • Personal Injury
  • Personal Liability up to $500,000
  • Identity Theft
  • Business pursuits
  • Earthquake Limited and Comprehensive

American Reliable “A+“Admitted – DP3

TERRITORY:

  • California Only

SERVICE:

  • Competitive Commission
  • Direct Bill – Credit card & EFT acceptable
  • Available on our web-rater (iReli)

GUIDELINES:

  • Limits of $25,000 to $700,000
  • RCC included – Dwelling & unattached structures
  • LLC / Partnership Ok
  • Mono line – Stand alone Ok
  • Older homes with updates – 1930 and Newer
  • Losses OK
  • Multiple locations (up to 20 per policy)
  • VMM – included
  • Wildfire Hazard score higher than 7 ineligible

OPTIONAL COVERAGES:

  • Vacant & Renovations DP1 – payments available
  • Dwelling program DP1
  • Earthquake available in all programs

For underwriting information please contact our Mobile Home or Homeowner department.

For more information regarding any products please contact our Marketing department.