King Insurance Services

Builder’s Risk / COC

Structural renovations for residential buildings up to 35,000 square feet
Project costs up to 150% of existing dwelling value
Standard ISO policy forms
Commercial credits up to 30% and residential credits up to 40% (May vary by state)
TIV up to $2,000,000
Existing building value of $1,500,000 with a 3 story maximum
Policy form options are DP1, DP3, Special & Basic for 3, 6, 9, or 12 month policies
DP3 available if built or updated within 25 years
Full theft coverage available for DP3
Automatic Property coverage for Other Structures and Personal Property of up to 20% of Coverage A
Premises Liability up to $1,000,000 & Commercial GL up to $1,000,000 / $2,000,000 (Liability available if acting as licensed General Contractor)
Vandalism and Malicious Mischief coverage available
Protection classes 1 through 8 are approved, 9 and 10 on a referral basis
Policy can be extended to 18 months
Modular homes accepted
Exceptional claims service from a well respected and experienced claims team

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Exceptional claims service from a well respected and experienced claims team
Single Projects with completed values up to $2,000,000
Residential and Commercial new construction up to 3 stories and 20,000 square feet
Policy forms available are on a Basic or Special form with ACV & RCV options
Premises Liability as low as $100,00 / $200,000 and up to $1,000,000 / $2,000,000
Soft Costs, Property in Transit & Off Site additional coverage included
Protection classes 1 through 8 permitted, 9 & 10 on a referral basis
Length of policy options include 3, 6, 9 and 12 months
Vandalism & Malicious Mischief coverage available
Theft sublimit for building materials available
Contractor required to maintain CGL insurance with a minimum of $1,000,000 per occurrence