Comprehensive Personal Liability   Underwriting Requirements The "Residence Premises" covered by this policy must be located in California. Forms Policy Terms & Conditions Punitive or Exemplary Damages Exclusion Home Day Care Business Exclusion Personal Injury Exclusion Dog Exclusion Minimum Premium $240 Minimum Deductible $250 Ineligible Risks Applicants who have had more than one liability claim during the last 5 years Residence owned jointly by anyone other than a spouse Any location used for "other than personal" residence Any residence with more than 4 units Applicants that own Rottweilers, Pit Bulls, Dobermans Applicants who have a loss submitted or paid by a company involving an animal unless the animal is no longer part of the household