EPLI Insurance Services

• Free risk management manual and telephone hotline
• One page short-form application for non-binding quote
• Premium finance available

Limits Available

• $250,000 to $10,000,000

Coverages

• Claims Made and Reported Policy
• Prior Acts Coverage
• Aggregate Deductible Available
• Deductible Reduction Endorsement Available
• Wage & Hour

EPLI Insurance Special Features

• First Dollar EEOC Administrative Proceedings Coverage
• Up to $2500 for defense – before deductible applies
• Additional Defense outside the limits available
• Equal Pay Act (EPA) Coverage
• Reorganization/Downsizing coverage

Contact: Professional Liability Department

949-488-2255 / 800-488-4096 / Fax: 949-488-2259

Send submission to: PL@kinginsuranceca.com

A growing product on the insurance markets is employment practices liability insurance (EPLI insurance), a type of policy that business owners can buy to protect their organizations against employee suits for rights protected under acts above. More recently, with the expansion of privacy law(s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.

Importantly, there are both federal and state statutes that govern an employer’s liability to its employees. Laws also differ from state to state; e.g., California, is often considered a pro-employee state when it comes to employers’ liability.