"Our success is not because of the coverage we offer. It's because of the people who write the policies."


King Exclusive Programs

Difficult To Place HO3

Non-Admitted – Surplus Lines

TERRITORY

  • California Only

SERVICE

  • Quick turnaround
  • Competitive commission 12.5%
  • Lower Rates * Lower Fee’s
  • Online Rater available

GUIDELINES

  • $150,000 up to $5,000,000
  • 150% extended replacement cost
  • Up to $1,000,000 Liability
  • Protection class 9/10 – Ok
  • LLC/Corporate name for tax purposes
  • Course of Construction (Liability & Property)
  • 150ft from brush Ok
  • Waterfront & Older Homes
  • Up to 4 losses

OPTIONAL COVERAGES

  • Personal Article Floater – Package
  • Secondary Rental – Weekly/Monthly
  • Ordinance of Law up to 25%
  • Airbnb & VRBO endorsement available

 

Contact: Homeowner Department

949-488-2255 / 800-488-4096 / Homeowner@kinginsuranceca.com

 

Insurance Agents – E & O

TERRITORY:

  • AZ, CA, CO, ID, NV, NM, OR, UT, TX, WA

GUIDELINES:

  • Property and Casualty Agents & Brokers
  • New Ventures with 3 yrs experience
  • Losses OK subject to underwriting

AVAILABLE COVERAGES:

  • B+ Insolvency included
  • Defense Cost Outside the Limit (up to 1M)
  • 1M/1M up to 2M/4M
  • $25k Electronic Media included (100k avail)
  • Claims risk Management included
  • 12/24/36 Extended Reporting Period
  • Supplemental Payment & Disciplinary proceedings (10k) incl.
  • Additional Insured endorsement available

MINIMUM PREMIUM:

  • $1,000 for qualified applicants

MINIMUM DEDUCTIBLE:

  • $1,500

EXCLUDED CLASSES:

  • 100% Life/Health Insurance Agents
  • Third Party Administrators
  • Over 35% Long Haul Trucking

 

Contact: Professional Liablity Department

949-488-2255 / 800-488-4096 / PL@kinginsuranceca.comn

 

Mobile Home Park Insurance

Territory

  • Available in the majority of the western states

Property

  • No age restriction
  • Replacement Cost / Agreed Amount Available
  • Equipment Breakdown
  • Utilities above and below ground
  • Extended period of indemnity up to 365 days
  • High percentage of Park Owned Mobile Homes Ok

General Liability

  • Aggregate limits up to  $3,000,000/ $5,000,000
  • $1,000,000 Personal & Advertising Injury
  • 100% Park owned rental available
  • LLC, Non-Profit and Not for Profit available

Inland Marine

  • Mobile Equipment, Signs, Miscellaneous Tools, Golf Cart, etc.

Crime

  • Employee Dishonesty, Money & Securities, Forgery & Alteration

Mechanical Breakdown

  • Sudden & Accidental, Failure of electrical/mechanical equipment, Panels/Transformers

Commercial Auto

  • $1,000.000 CSL – Hired & Non-Owned

Umbrella

  • Limits up to $10,000,000, AM Best “A” VII or better required underlying carrier

 

Contact: Mobile Home Park Department –  MHP@kinginsuranceca.com

949-488-2255 / 800-488-4096 / Fax: 949-488-2259