Difficult-to-Place Personal & Excess Umbrella

• Admitted, A.M. Best rated A XV program
• Primary Umbrella/Excess Umbrella
• $1MM – $5 MM limits ($6MM – $10MM available in California)
• $1MM – $2MM optional excess UM/UIM
• High-profile, Elected public officials, Professional athletes, Entertainers, Actors, Actresses, etc
• Ability to write over driver exclusion endorsements

• Competitive rates on watercraft, jet ski, snowmobile and quads
• LLCs, estates and trusts
• Drunk drivers and moving violations
• Farm/Ranch (FCPL) acceptable

• Non-Admitted Carriers acceptable with A.M. Best B+VIII or higher

• Lloyds’ underlying acceptable as primary carrier
• Demo tech rated underlying carriers acceptable
• Excess over a Primary Umbrella

• No application required at renewal
• Policy issued within 48 hours
• 100% direct bill for new and renewal business
• 10% commission, new business

Contact: Personal Lines Department

Direct: 949-488-2255 / 800-488-4096
Fax: 949-488-2259
Email: PersonaUmbrella@kinginsuranceca.com