"Our success is not because of the coverage we offer. It's because of the people who write the policies."


Commercial Umbrella

Admitted & Non-Admitted

Territory

  • California and various western states

Service

  • In house rating
  • Direct & Agency bill
  • Commission 10%

Guidelines:

  • Umbrella up to $10 Million/ Excess available – Follow form
  • Account revenue up to $15 Million
  • All underlying carriers must be rated A-VII or better
  • Losses cannot exceed over $100,000 in the past 5 years
  • over 700 GL class codes available

Recent Successes:

  • Restaurants – Liquor Ok
  • Real Estate: Apartments, Vacant Land/ Farms/ LRO
  • Homeowner/Town Home Association
  • Manufacturing
  • Mobile Home Parks
  • Vehicle Fleet: 25 vehicles no more than 10 extra heavy trucks

Minimum Premium:

  • $500 First Million
  • $675/ Additional Layer

Restricted Classes:

  • Healthcare and Assisted Living
  • Contractors – Residential
  • Trucking or logistic

Contact: Commercial Umbrella Department

Direct: 949-488-2255 / 800-488-4096
Email: CommercialUmbrella@kinginsuranceca.com

Starstone Professional Liability

Eligibility Criteria

  • Revenue Exposure: $500,000
  • In business at least 3 years
  • No Professional Liability claims in the past 3 years
  • No disciplinary actions in past 5 years

Available Coverages:

  • Tailored coverall on claims made basis
  • Primary limits up to $1M
  • Defense inside the limits
  • Personal Injuries included
  • Crisis Management offered on (non?admitted)

Minimum Premium:

  • $ 300.00 and Up

Minimum Deductible:

  • $1,000

Eligible Classes:

  • Consultants
  • Education
  • Real Estate
  • Legal
  • Media – Technology
  • Business Services

Contact: Professional Liability Department

Direct: 949-488-2255 / 800-488-4096
Professional Liability please send to: PL@kinginsuranceca.com