"Our success is not because of the coverage we offer. It's because of the people who write the policies."


Commercial Umbrella Admitted & Non-Admitted

TERRITORY

  • California and various western states

SERVICE

  • In house rating
  • Direct & Agency bill
  • Commission 10%

GUIDELINES:

  • Umbrella up to $10 Million/ Excess available – Follow form
  • Account revenue up to $15 Million
  • All underlying carriers must be rated A-VII or better
  • Losses cannot exceed over $100,000 in the past 5 years
  • over 700 GL class codes available

RECENT SUCCESSES:

  • Restaurants – Liquor Ok
  • Real Estate: Apartments, Vacant Land/ Farms/ LRO
  • Homeowner/Town Home Association
  • Manufacturing
  • Mobile Home Parks
  • Vehicle Fleet: 25 vehicles no more than 10 extra heavy trucks

MINIMUM PREMIUM:

  • $500 First Million
  • $675/ Additional Layer

RESTRICTED CLASSES:

  • Healthcare and Assisted Living
  • Contractors – Residential
  • Trucking or logistic

 

Contact: Commercial Umbrella Department

Direct: 949-488-2255 / 800-488-4096
Email: CommercialUmbrella@kinginsuranceca.com
 

Inland Marine

Contractor’s Equipment

  • Excavation Contractor
  • Grading Contractor
  • Paving Contractor
  • Landscaping Contractor
  • Plumbing Contractor
  • HVAC Contractor
  • Electrical Contractor
  • Specialty Contractor

Miscellaneous Property Floater

  • Mobile Office Equipment
  • Concession Equipment
  • Catering Equipment
  • Medical Equipment
  • Golf Carts
  • Mobile Amusement Equipment
  • Recreational Property
  • Entertainment Equipment
  • And many others….

PORTAL THRESHOLDS

  • Maximum Schedules of Equipment: $2,000,000
  • Maximum Per Item Limit: $250,000
  • Minimum Deductible: $500
  • Pricing starting as low as: $575

CONTRACTOR’S EQUIPMENT
Examples of Acceptable Items

  • Aerator
  • Aerial Lift
  • Air Compressor
  • Backhoe Loader
  • Bobcat
  • Compaction Equipment
  • Crawler Dozer
  • Crawler Loader
  • Excavator
  • Forklift
  • Generator
  • Hammer
  • Hand-Held Drill
  • Light Tower
  • Motor Grader
  • Mower
  • Paver
  • Pump
  • Rake
  • Rototiller
  • Scraper
  • Skid Steer Loader
  • Telehandler
  • Tool Boxes
  • Tractor

Examples of Prohibited Items

  • Asphalt Plants
  • Boring and Drilling Rigs
  • Combines
  • Concrete Batch Plants
  • Cranes
  • Crushers
  • Logging Equipment
  • Trucks Licensed for Road-Use

MISCELLANEOUS PROPERTY FLOATER
Examples of Acceptable Items

  • Amusement Park Equipment
  • ATM’s
  • Bounce Houses
  • Cameras
  • Disc Jockey Equipment
  • Food Trucks – Golf Carts
  • Generators
  • Mobile MRI Equipment
  • Non-Residential Trailers

Examples of Prohibited Items

  • Art Collections
  • Clothing
  • Coins
  • Firearms
  • Furs
  • High-Valued Electronics (>$50K)
  • Jewelry
  • Mobile Medical Diagnostic Equipment
  • Stamp Collections

 

Contact: Commercial Lines Department

Direct: 949-488-2255 / 800-488-4096
Email: CL@kinginsuranceca.com