Commercial Umbrella
Admitted & Non-Admitted
Territory
- California and various western states
Service
- In house rating
- Direct & Agency bill
- Commission 10%
Guidelines:
- Umbrella up to $10 Million/ Excess available – Follow form
- Account revenue up to $15 Million
- All underlying carriers must be rated A-VII or better
- Losses cannot exceed over $100,000 in the past 5 years
- over 700 GL class codes available
Recent Successes:
- Restaurants – Liquor Ok
- Real Estate: Vacant Land/ Farms/ LRO
- Homeowner/Town Home Association
- Manufacturing
- Mobile Home Parks
- Vehicle Fleet: 25 vehicles no more than 10 extra heavy trucks
Minimum Premium:
- $500 First Million
- $675/ Additional Layer
Restricted Classes:
- Healthcare and Assisted Living
- Contractors – Residential
- Trucking or logistic
Contact: Commercial Umbrella Department
Direct: 949-488-2255 / 800-488-4096
Email: CommercialUmbrella@kinginsuranceca.com
Starstone Professional Liability
Eligibility Criteria
- Revenue Exposure: $500,000
- In business at least 3 years
- No Professional Liability claims in the past 3 years
- No disciplinary actions in past 5 years
Available Coverages:
- Tailored coverall on claims made basis
- Primary limits up to $1M
- Defense inside the limits
- Personal Injuries included
- Crisis Management offered on (non?admitted)
Minimum Premium:
- $ 300.00 and Up
Minimum Deductible:
- $1,000
Eligible Classes:
- Consultants
- Education
- Real Estate
- Legal
- Media – Technology
- Business Services
Contact: Professional Liability Department
Direct: 949-488-2255 / 800-488-4096
Professional Liability please send to: PL@kinginsuranceca.com